Financial Infrastructure · Indian Real Estate

The infrastructure
India's largest
asset class has
never had.

₹300 trillion. 1.2 million brokers. Zero verified infrastructure. AgentConnect operates the identity, transaction, and settlement rails that every real estate professional in India will depend on.

300T
India's real estate market. The infrastructure it runs on: zero.
1.2M+
Real estate professionals in India. Verified identities: none.
5,000Cr
Lost annually. Not to theft. To the absence of a timestamp.
0
Platforms with an immutable, multi-party deal record in India. Until now.
Our Thesis
The Infrastructure Gap
Identity First
The Rails Model
The Data Moat
"Control the rails,
not the trains."

NPCI doesn't originate loans. It doesn't process purchases. It owns the protocol every bank, fintech, and merchant in India runs on — and has no choice but to. That's the model. Real estate is the market. The protocol doesn't exist yet. We are building it.

We are not a listing portal. We are not a CRM. We are not competing with brokers or builders. We are building the transaction protocol — the standard every deal will eventually run on. Protocols don't compete with their participants. They become the condition for participation.

01
Verified Identity
The market's entry requirement. No verified identity, no access to the system that protects you. RealtorDekho is live →
02
Immutable Records
Every deal, permanently inscribed. Commission disputes end where immutable records begin.
03
Settlement Rails
We own the rails. Not the revenue. Builders pay for infrastructure, not a share of what brokers earned.
04
Transaction Intelligence
Every deal generates signal. At scale, the market finally knows what it's actually doing.

One protocol.
Built in sequence.

The infrastructure for Indian real estate is being built layer by layer — from verified identity upward. Each layer is a precondition for the next. The sequence is not a roadmap. It is a law of order.
01
Identity Layer  ·  Live
1.2 million professionals move ₹300 trillion a year. Not one can prove it happened. RealtorDekho is the proof — a RERA-verified identity that follows a broker through every deal, every co-brokerage, every dispute. The record that makes everything downstream possible.
02
Transaction Layer
In Development
Every commission dispute traces back to the same moment — when the deal closed and nobody wrote it down. The transaction layer writes it down. Every party. One version of the truth. Timestamped and permanent.
03
Settlement Layer
In Development
₹5,000 crore lost annually. Not stolen — just never formally recorded. The settlement layer closes that gap: structured agreements, compliant documentation, and confirmed payouts. What was agreed is what gets paid.
04
Intelligence & Capital Layer
In Development
Every verified transaction generates signal the market has never had. At scale, that signal powers market intelligence for developers and unlocks capital access for the professionals who earned it — underwritten on proof, not relationships.
Full architecture available to investors

Perspectives

Request research →
Thesis
The NPCI Parallel: How India Built Payment Infrastructure — and What Real Estate Can Learn

NPCI did not compete with banks. It created the rails that banks had no choice but to adopt. The real estate analog is more obvious than most founders realise.

Read more
Market Analysis
Why Broker Verification Is the First Domino in a ₹300 Trillion Market

Commission fraud is a symptom. The disease is the absence of a professional identity layer. Fix identity and every downstream problem becomes solvable.

Read more
Infrastructure
Settlement Without Rails: The Hidden Cost of India's Real Estate Commission System

₹5,000 crore disappears annually to commission disputes. The problem is not legal enforcement — it is the absence of timestamped, multi-party documentation at the moment of deal.

Read more
The Transaction Protocol

We verify truth.
We guarantee settlement.
We generate the signal India's
real estate market has never had.

Engine 01
Truth Engine
Every participant. Every asset. Verified before the deal begins.

The market's two original lies: the broker who isn't who he says he is, and the property that was already sold. The Truth Engine ends both — RERA-verified identity on one side, GPS-confirmed asset data on the other. What enters the system is real. What is real cannot be faked. Trust is enforced, not assumed.

RealtorDekho ↗ Asset Verification
Engine 02
Deal Engine
The moment of agreement, made undeniable.

In Indian real estate, a deal exists only in memory — and memory is selective. The Deal Engine makes the transaction permanent and undeniable: 14 stages, every party, every document, locked in time. When the next referral comes, it goes to the broker who earned it — ranked by closure record, not by relationship.

Transaction Layer Network Layer
Engine 03
Settlement Engine
Commission that cannot be disputed because it was never ambiguous.

The moment a deal closes, the negotiation over payment begins. Not anymore. The Settlement Engine calculates deterministically, invoices automatically, tracks TDS, and confirms payout. What was agreed is what gets paid. There is no other version. Builders pay for infrastructure. Brokers receive what was promised.

Settlement Layer
Engine 04
Signal Engine
Every verified deal generates data the market has never had.

India's real estate market makes billion-rupee decisions on guesswork. The Signal Engine replaces the guess — verified transaction data from every closed deal, surfaced as unit velocity, channel partner performance, and micro-market demand. For the first time, the market knows what it's actually doing.

Intelligence Layer Capital Layer

Incorporated.
In market.
Building.

The infrastructure for Indian real estate has never existed. AgentConnect is building it — verification to settlement, identity rails to market intelligence — in the city where the market concentrates and from which it does not move.

Speak with the founders
IncorporatedAgentConnect Technologies Private Limited · Mumbai, India · 2026
Registered OfficeNavjivan Commercial Premises Co-op Society Limited, Dalal Estate, Mumbai Central, Mumbai – 400008
Live ProductRealtorDekho — India's first RERA-backed verified broker identity platform
In DevelopmentTransaction, Settlement, Intelligence & Capital infrastructure layers
First MarketMumbai — India's primary residential and commercial real estate market
NetworkRERA-verified real estate brokers across Western India
InfrastructureIdentity rails · Transaction workspace · Settlement protocol · Intelligence layer

The Principals

They wrote the thesis before
the company existed to prove it.
HK
Harsh Vardhan Khare
Founder & CEO
He identified the gap before anyone built anything to fill it. The thesis — that identity must precede deals, records must precede settlement, and settlement must precede capital — exists because he wrote it, then committed to it before the market agreed. He holds the architecture, owns the investor narrative, and runs the company. The sequence he designed is not a roadmap. It is a law of order.
AS
Aryan Soni
Co-Founder & COO
Infrastructure means nothing until the people it was built for trust it enough to walk through the door. That is his mandate. He is the founding relationship between AgentConnect and the market — broker networks, builder partnerships, and the quiet, grinding work of making supply-side adoption feel inevitable before it has any right to be.
Investor Relations

Building something
inevitable.

India's real estate market will be infrastructured. The question is not whether — it is who gets there first, and how deep the moat is by the time anyone else arrives. We are building now, in sequence, in the right market, with a thesis that becomes more obvious every year it goes unaddressed.

contact@agentconnecttech.com / Harsh Vardhan Khare, Founder & CEO